Insurance and Financing

Learn about international medical treatment financing and insurance options.

Medical Insurance Claims

for International Procedures

Medical insurance coverage for alternative medicine in Mexico depends on your specific policy. You may be eligible for healthcare reimbursement based on your plan.

If your insurance policy includes “elective international coverage,” then your provider may be able to reimburse you for your medical treatments outside of your home country.

  • How to check eligibility
    Contact our recommended broker to learn more about immunotherapy and stem cell treatment coverage. We recommend working with our experienced third-party insurance broker to negotiate on your behalf.

    This type of insurance claim is only accepted on a case-by-case basis, and most representatives from your insurance will not be experienced enough to walk you through the process. Our third-party insurance brokers work closely with you to submit the required paperwork and follow up with your insurance provider for out-of-pocket medical costs for alternative therapies.

  • How reimbursement works
    If your insurance company accepts the claim, the third-party broker collects a small commission fee from your reimbursement. The remaining amount you receive from your provider is directly deposited into your bank account.

    Please contact our recommended broker directly, who will help you with your international coverage insurance claim. The experienced agent will help you determine if your insurance provider covers international medical procedures and the amount you’re eligible to receive. Estimates are free, and our brokers are here to help you receive the treatment you need at Immunotherapy Regenerative Medicine.

Work with an Agent

for International Alternative Medicine Claims

Contact our recommended third-party insurance broker to check if your treatment may be reimbursed. Receive a free evaluation with Medical Bill Gurus and get a better understanding of the process, your policy, and next steps.

Call 1-800-674-7836 or email

If you’ve already undergone treatment, have private insurance, international coverage, and your procedure was within 10 months of today, then Medical Gurus can help you prepare and submit your claim for out-of-pocket medical reimbursement.

Immunotherapy Regenerative Medicine is a private clinic, and we don’t accept insurance, participate with any insurance providers, and participate with Medicare/Medicaid. Therefore, you need to have private insurance with out-of-network coverage to seek reimbursement.

Private PPO insurance plans have the greatest possibility for reimbursement, and factors to consider include the insurance company, type of policy, coverage, etc. However, we cannot guarantee your level of coverage and recommend you contact Medical Gurus for a free evaluation.

Financing Alternative Medicine

Find out how to pay for or finance stem cell therapy abroad.

Paying for your medical treatment in Mexico is typically done with cash or by financing your treatment using a reputable and trusted medical loan company. Read on to learn more about the two main ways to pay for stem cell treatment abroad.

  • Cash Payments
    If you have the funds available to pay for your medical treatment or can save up before the procedure, then paying with cash is ideal for covering costs of your treatment. You won’t need to go through the process of taking out a loan.

    Cash payment for treatment helps you save money without interest charges and fees. However, if you don’t have the cash, don’t worry; alternate financing options are available to help you pay for your stem cell treatment in Mexico.

  • Medical Loan Financing
    A medical loan lets you access the treatment you need without delay and makes treatments more accessible. If you don’t have the money for your treatment or don’t want to wait while you save, then financing treatment with a medical loan company helps cover the expenses while you pay back in fixed monthly rates.

The benefit to taking out a medical loan is instant access to the medical care you need. Rates and monthly payments depend on your credit score, but you may be eligible for interest-free financing for up to 22 months. The two leading medical loan companies for US patients are Citerra Finance and United Medical Credit. These two reputable financing companies have extensive experience in medical loans for stem cell patients and also work with less than perfect credit ratings.

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